GETTING YOUR FINANCES IN ORDER A crucial step in starting your search for a new home is having a clear idea of your financial situation. Here are some tips.
SINGLE WIDE MOBILE HOME REFINANCING Single wide mobile home refinancing is virtually identical to double wide refinancing with the exception that in order to qualify for refinancing, the mobile must be valued at $20k or more.
BANKRUPTCY-YOUR HOUSE AND CAR Depending upon which exemption scheme is selected and your circumstances, you may exempt up to $100,000 in equity.
BANKRUPTCY-ASSETS AND OTHER PROPERTY Once the bankruptcy is filed, all the property of the debtor at the time of the filing and certain other property to be received in the future becomes the property of the bankruptcy estate.
BANKRUPTCY & BILLS Not all debts are dischargeable. Find out what will not be discharged.
SUBPRIME LOANS
Subprime Loans
If you have bad credit, you may not qualify for a conventional loan or a low down payment loan offered by FHA and VA. In this case, you may consider a subprime mortgage.
IMPROVING BAD CREDIT If you had past credit problems, on-time payments for a year or more can may be the your way back to satisfactory credit.
